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Wednesday, 22 February 2017

How To Ban The Bin Now & Love Food This Lent

Caitlin's term project this Spring has been World War II. And not surprisingly she has been learning about food shortages, rationing and 'make do and mend'.

My parents were born in 1939 and still joke about powdered egg and the scarcity of things we take for granted, like sugar and bananas.

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It is ironic, then that in 2015, in the UK alone £13 billion of edible food was thrown away from our homes.

That's a staggering total of 7.3 million tonnes of food binned, which if prevented, would have the environmental benefit of taking one in four cars off the road.

Consumer charity campaign Love Food Hate Waste is determined to encourage us to make 2017 our year of action to do something about this appalling level of waste.

This Lent (1 Mar - 13 Apr), instead of making a conscious choice to give up chocolate or alcohol, they suggest we should be healthier, happier and wealthier if we gave up binning food instead.

To this end they are running a 40 Day Challenge to help us reduce the amount of food that ends up in the bin, and, by making a few small changes, save a few pounds into the bargain.

The campaign, which starts on the 1st of March, will cover a period of just over 6 weeks, each with its own theme and daily tips and challenges.

The themes are:-

Week 1 Meal planning – when’s this for?
Week 2 Storage – where should I put this?
Week 3 Fridge focus – how do I make the most of my fridge?
Week 4 Portioning – how much should I use?
Week 5 Food labels – what do they mean?
Weeks 6/7 Leftovers – what can I do with my ingredients?

So why should we save food?

Rows of bananas in a supermarket


Leaving aside the moral issue of those affected by famine and food shortages who could benefit from the food we waste, when many of us are struggling to cope with ever increasing bills, making the most of one of the large items of expenditure in our weekly budget just makes sense.

As Love Food Hate Waste says, let's change the world one meal at a time.

Save money

Research has shown that if we actually use what we buy, every family could save £60 a month. In fact, throwing good food away costs the average person in the UK around £200 a year, and the average family £700.

It's easy to knock up a quick meal with some leftovers.  For example, left-over vegetables can be blended and turned into a tasty soup.  Off-cuts of meat could be used in a curry or stir-fry.  Left-over berries could be whizzed into a smoothie or turned into a fruit sauce for ice cream.  You could even freeze them for ice lollies for the kids.

Bread can be turned into breadcrumbs and frozen or used in a bread and butter pudding (you can do the same thing with rolls and other kinds of bread).

Nothing beats the taste of fresh food does it, and it tastes even better when you don't have to shell out extra cash for it.

You can find lots of leftover food recipes on the Love Food Hate Waste website.

Save time

If you are organised and cook in bulk then you can simply freeze what you don't use that day and pull a healthier ready meal out to defrost when you need it.

But to really save time and money you need to create a meal plan - and to save argument it's a good idea to get the family involved.

That way everyone's favourites can make an appearance.  We tend to have a roast on Sunday, use the leftovers for a quick tea on Monday and have a pizza night on Wednesday.

I find our meals are planned around the kids' social calendars and occasionally, of course, we are all just too tired to cook.

Save energy bills

If you are using your freezer properly, then you'll not only save money on food but you'll save money on your energy bills too.

And batch cooking will make the most of your oven usage too.

You'll find some great tips for saving energy in the kitchen here.

Woman arranging bread in a bread basket

Get healthier

We know that processed food is loaded with fat, sugar and additives and home-cooking allows us to regain control over what exactly we're putting in our mouths - even more important when you have kids.

Rather than buy a calorie laden fish & chip supper, for example, which comes in at a whopping 2000 calories (your entire day's calorie allowance), you can easily pan-roast a white fish fillet and use spuds (even older, sprouty ones) to make potato wedges.  Chuck some chilli flakes on for some extra oomph.  You could even add some left over tomatoes and onions to the baking tray.

Much more taste, less fat and certainly less than the average £7 per supper.

There is one product though that as a nation we are notorious for wasting - the bagged salad.  I've found that despite all my good intentions, we usually end up throwing half a bag away or even, in some cases, the entire thing.  What a waste!

Now we buy little gem lettuce, baby tomatoes, celery, rocket and grate some carrot.  Throw in some pine nuts and some home made salad dressing and you're done.

The Hobbis Household are fully signed up to the challenge and I hope you'll join us.  Why not set yourself a financial target of saving the £60 per month?  By the end of the challenge you could have saved over £75 on food alone.

The challenge kicks off with meal planning and you can find lots of quick and simple tips at www.lovefoodhatewaste.com/lent to get you started.

It's time we all start to Love Food and Hate Waste.
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A Friend In Need Is A Friend Indeed

We all need a helping hand in our lives at some time or another. We can often rely on our partners and relatives, but it is important to also remember that we can always ask our friends whenever we need some help as well!

After all, there is that old saying ‘a friend in need is a friend indeed’!

Do you want to be there for your friends as often as you can? There are various ways you can offer them your help.

Here are some very common situations in which they might get a bit stressed out. If you know that a close friend of yours is going through one of these, don’t be scared to ask them if they could do with a hand. I’m sure they will enthusiastically take you up on your offer!

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A New Baby

There is nothing quite as stressful as welcoming a new baby into your home! Sure, it is a very happy time that is filled with joy, but it can be very difficult to deal with all the changes, especially for new mums.

If one of your friends has just had a new baby, you should let her know that you are there for her to help her out with anything she needs.

That might just be some words of wisdom or advice if you already have kids. But there might also be some practical stuff that you can help her with too.

You will no doubt know just how tiring living with a newborn can be, so one nice idea is to offer to look after the baby whenever she needs to take a well-earned nap.

If you have any old clothes or toys that your kids no longer use, you could consider passing them on to the newborn. Baby things are very expensive, and I’m sure your friend will really appreciate this thoughtful gift!



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Planning A Child’s Birthday Party

Once the newborn has grown up, there will be a big birthday bash to plan each year!

These are very easy to do when kids are young, as babies and toddlers won’t demand too much for their party. In fact, many parents simply organize a small gathering at home with close friends and relatives.

However, things can get very stressful once the child grows up and starts to make demands!

If you know a friend is struggling to plan their child’s party, you should offer to help them out. For instance, why not say that you will take care of the food?

You could also help with a variety of other small jobs. Offer to ring around a few different venues to see who can offer the best price, or help your friend post out all the invitations.

No matter how small the job is, I’m sure it will be a big help for your friend!



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Moving House

Another extremely stressful situation to go through is moving house.

There is a lot to organize and plan in order for moving day to go very smoothly, such as packing and hiring some movers.

If your friend is dreading their upcoming moving day, offer a helping hand to them. You could nip around to their house and help them pack up their final few things before the movers arrive.

Another great idea is to take care of their kids while they are packing and sorting things out. Having the kids around while your friend and her partner are trying to get on will only slow them down and cause them to get stressed out.

Taking them away for the day will certainly help your friend out.

It would also be a nice gesture to help them to organize a housewarming party. You could buy them a few gifts, like hampers with prosecco in them and send out invites to friends and family.

It doesn’t have to be a huge occasion; just a small gathering in their new home will be enough to help them celebrate!



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Job Troubles

No one wants to go through a difficult period at work.

If you think your friend is having trouble in their job, for whatever reason, you should offer them a shoulder to cry on or just be there ready to turn the kettle on whenever they need a strong cup of tea and a chat!

More often than not, just being there to talk through their problems with them will be enough to take a large load off their shoulders.

But there may sometimes be other ways you can help. For instance, if your friend ever needs a character reference, you should offer to write them one.

One reason why our jobs can become so stressful is because more and more people have to work longer hours. If this is the case for your friend, offer to pick up her kids from school and look after them until she or her partner can pick them up. That way, the don’t have to worry about expensive childcare.




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Relationship Worries

Do you have a suspicion that your friend’s relationship is going through a rocky patch?

If so, invite them round for a brew or glass of wine and see if she will open up to you about things.

Simply talking through problems will be a great way to help her out. They do say that a problem shared is a problem halved, after all!

However, if she doesn’t open up to you, then you shouldn’t force her to. I’m sure that she will in her own time.

If your friend is going through a divorce, all of this emotional support will be a great help.

You should also try to organise as many nights out and catch ups over coffee as possible so that you can take her mind off things.

Let her know that she can give you a call, no matter the time, if she ever needs to have a chat with someone!

As you can see, there are plenty of ways you can be there for all your friends!
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Tuesday, 21 February 2017

Thinking Of Taking Out Finance: What Are Your Options?

You can’t always afford to pay for the things you want outright. A home improvement, new car or holiday could all stretch to hundreds or thousands of pounds – and about 40 per cent of people have less than £500 in savings.

mobile phone and credit card on table


So, when a big ticket purchase comes along, what can you do? It’s important to weigh up your options and see which is the best deal for you.

Here are the options that you can typically turn to:

Personal loan: With this option you apply to a lender to get a sum, which is normally several thousand pounds. The lender will need to approve your application and will do this, in part at least, by looking at your credit rating. This is usually paid back over a couple of years at an agreed interest rate. This form of finance allows you to sign up to a clear contract in which you know how much you’ll pay back each month and in total. You can use a loan calculator to be sure about the amount you’ll pay.

Payday loans: Slightly different from personal loans, payday loans are intended to tide you over until your wages come into your account. They are typically given for small amounts and carry a very high interest rate because they are intended to be paid back very quickly.

Overdraft: If you spend more money than you actually have in your bank account then you’ll dip into your overdraft. You need to have permission from the bank to be able to do this, but most banks will allow you a limited amount of money by way of overdraft and some won’t charge you for using this. It’s important to check with your bank and you can talk to them and ask to extend this if you are finding that your current agreed limit is insufficient. This should be seen as a short term option – perhaps when you’re awaiting a payday – and you shouldn’t just treat your overdraft as ‘extra money’ in your account.

Credit card: This little plastic friend can get you out of a hole and allow you to buy something you cannot afford outright. These will come with a credit limit – the maximum you can spend on the card – and might carry interest and charges if you don’t pay the money back in full by a certain date. Many lenders will offer introductory interest free offers, which makes these attractive, short term forms of lending.

Store cards: These products are similar to credit cards – but are linked to one store or chain of stores. Store cards might offer rewards for your loyalty – such as cashback or money off vouchers – but they might also carry a higher interest rate than credit cards.

Credit unions: These are smaller co-operatives, aiming to ‘do good’ for the community by lending to those in need. They tend to offer smaller amounts - £3,000 or lower – and can only charge a maximum of 3% a month interest.

Peer-to-peer lending: This has become popular in recent years as a new way to access finance. It involves individuals providing the finance for lenders through websites that are set up purely to match one to the other. They are able to get a better interest rate than they would in a savings account, while the borrower typically pays less than they would for getting a personal loan. There is, however, less protection for both parties than dealing with a bank or building society.
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Monday, 20 February 2017

Strike A Balance Between Comfy And Cool With Your Look

Getting fashion right isn't always easy, and we tend to go through different stages of it throughout our lives. When we are young, free and single, most of us prioritize looking good above all else - even if that means constantly having to straighten out a shirt that's ruched up under your pencil skirt, or wearing a dress so tight, you aren't quite sure whether you will ever breathe again normally.

Lady's foot wearing a trainer
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As we get older and work and family life takes over, a lot of people tend to head to another end of the spectrum entirely - the land of comfort. This means that gone are the days of lace blouses and tight denim - now it's all about sweatpants and plain jumpers (the baggier, the better). But this transformation into the typical mum uniform can be pretty disheartening for many mothers.

After all, since when did having children mean that you can no longer dress in a way that allows you to express yourself?

Fashion is an art form, and when we lose our fashion mojo, it can sometimes feel as though we've lost a lot of our creativity along with it. But is there actually a way to be a style icon while being a busy mother, AND holding down a full-time job? You'll be pleased to know that there IS a way to achieve this - but you'll need to get savvy.

In order to create a workable look for yourself, you'll need to be prepared to fit the fashion around your lifestyle, not the other way around.

The key to doing this is to find workable pieces of clothing that are comfortable, but that also speak to you on an aesthetic level.

This way, you can strike a perfect balance between being comfortable and able to run around after your kids, but also looking pretty fabulous while you do so. Check out my guide below.

Rock some flats

Have you grown up in an era where the 'feminine' thing to do was to wear heels 24/7? Sure, heels can make a woman's outfit look that little bit more girly and glam, and there are some occasions where a pair of heels are very much warranted - a fancy dinner, or a work party, for example.

But wearing them all the time (even mid-heeled boots) can end up causing long-lasting damage to your feet.

Blisters, bunions and ingrown toenails are the least of your worries when it comes to wearing heels - nerve damage, spider veins and even back problems can all be caused or worsened by the long-term wearing of high heels.

In order to preserve your feet for years to come and to make rushing around throughout the day just that little bit easier, make a point of investing in some stylish flats.

Many women think that a flat shoe cannot be stylish, but this is where they are wrong!

There are so many different designs available. For example, you might go for a preppy loafer or boating shoe, or maybe a daintily embellished ballet flat.

Alternatively, a good pair of trainers are something every woman should have in her wardrobe - trainers aren't just for teenagers, you know! Opt for a classic brand such as Converse or Vans for a timeless look - shoes like this can add a fun, youthful edge to just about any outfit.

Pair of baggy jeans photographed from the bag
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Loose trousers

If there is one item of clothing that restricts our daily movement more than any other, it is the tight trouser. We are all aware of the fashion for skinny jeans - sometimes jeans that are so skinny they almost look as though they were sprayed on!

As fabulous as they can look, however, they are not the most practical things to wear on a daily basis.

Of course, you may try to run your various errands in them - going to work, doing housework, ferrying the kids to and from their various after-school clubs. But all it takes is one awkward squat as you reach down to pick up a discarded toy off the floor, and that's when you hear it: the dreaded rip.

No one wants to be accused of public indecency swanning around in a pair of torn jeans - so this is just one definitive reason why you may want to consider switching to boyfriend jeans.

Boyfriend jeans (just like the boyfriend shirt or jacket) are designed in such a way to make them look as though you borrowed them from your boyfriend. In this respect, they are usually made with a wide yet straight leg, have deeper pockets (very useful) and need to be tied up around the waist.

They allow for much more movement simply because they are looser, but that doesn't mean you need to compromise on style.

Wear your boyfriend jeans with a tucked-in stripy t-shirt for a casual cool, or you can even pair with a lacy crop top for a night out.

Other types of loose trousers are also great for everyday wear if denim isn't really your thing. Palazzo pants have recently come back into fashion as the seventies trend resurfaces, or how about a good pair of harem pants - perfect for both lounging in and going about your daily business.

Woman in white lounge suit and pink top looking at her iPhone
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Casual cool

Over the past year, we have seen a couple of interesting new trends emerging in high fashion. One is the sports luxe look - the other is the trend for pyjama suits.

Huge fashion brands such as Fendi have been branching out into clothing that takes inspiration from sportswear - but that has been twisted so that it is acceptable to wear on just a regular day.

The benefit of all this? You are on trend and my, you are comfortable too!

An easy way to get this look is to don a pair of luxe joggers (if Fendi is a little out of your budget, there are plenty of great high street imitations too) and pair with a simple, chic t-shirt or jumper.

As far as the pyjama look goes, things are a little more complex. You have to get it completely right. Otherwise, it can just look as though you simply haven't bothered to get dressed that day.

The first step is to look for something tailored - this is what will make your 'pyjama set' look more like actual clothes, rather than sleepwear. Then, pay attention to the material you choose. Avoid cotton at all costs - instead opt for something like a suit material, or maybe satin if you are feeling particularly luxurious.

Woman wearing a knitted poncho
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Throws and ponchos

We may be on our way into spring now, but that doesn't mean we don't still have the occasional bitterly cold day.

When the temperature drops and it's rainy and cold, most of us want nothing more than to hide out in a cozy blanket at home, away from the prying eyes of the world. But, as is life, we usually need to leave the house to get on with our days.

Thankfully, there is a way you can stay cool and comfy and warm all at once - and it is with the help of blankets and ponchos.

We really saw blankets come into their own in the autumn/winter season of last year, so if you've still got one, don't be afraid to rock it!

Simply wrap up in it whichever way feels most natural to you - if you want to make the look a little more streamlined, simply cinch yourself in at the waist with a stylish belt. As long as your arms are still free, there really isn't a more comfortable piece of clothing to snuggle up in on a cold and frosty morning.

Fashion and comfort don't have to be mutually exclusive - there are plenty of ways you can feel good and look good every single day.
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Sunday, 19 February 2017

The Best Ways of Making Some Extra Money on the Side

When finances are tight, there are two options available to you: make some cutbacks to reduce your outgoings or try to increase your income. The latter is not easily achieved, particularly if you want to, say, double your salary but making a little bit of extra cash is certainly do-able.

In order to give your income a slight boost, you won’t have to take up a second job, in fact it might simply involve monetising something that you already do. If you’re looking to make a little bit of extra money on the side, here are some of the ways you can do so.

Cash tucked under a counter
Image credit: Pexels

Sell your unwanted stuff

There are a few ways of earning extra money that also come with added benefits – and selling your unwanted stuff is certainly one of them. Over the years, everyone acquires a few items that they no longer want or need but which they inexplicably hang onto. These items are not only useless, but they also take up space, meaning a good clear out is in order.

There are now a wide range of online outlets that let you sell your unwanted goods and the fast-paced consumer-centric life that many of us lead suggests that there are plenty of items worth sellingOld gadgets such as laptops and mobile phones are one of the most popular items people trade in for cash, however, if you're looking to sell something like your laptop then the one main question you'll have is 'Where can I sell my laptop?"

Blog

There are now more blogs than ever before, with every conceivable topic being covered, from technology to travel. If you enjoy writing then there really is no barrier to you starting your own blog. There a variety of free hosting options available to you and you can write as often as you like, about whichever topic you like.

In addition, if your blog starts to gain a dedicated online following, there’s a strong possibility that it could make you some money. Advertising revenue is one way of generating some extra cash and you could also let brands pay for guest blog posts. Although you should always start your blog because you’re passionate about your subject matter, the extra income certainly comes as a bonus. Plus, all you need for it to become successful is to write regularly and from the heart.

Offer a helping hand

If you’re the sort of person that enjoys helping others, then you could offer your time in exchange for a small fee. Apps like TaskRabbit let you create a profile where you list your particular skills, the hours you are able to work and your rate. Once that’s done you simply match up to people that need a task completed and head on over. Tasks can range from the relatively straightforward, like taking out the garbage to more complicated like DIY projects.

Other outlets, like Fiverr, host a similarly broad range of jobs, with prices starting from as low as $5. While this may not seem like much, many of the jobs will not take you long to complete. This means that anytime you find a spare moment you could be earning yourself a bit of extra cash. It might not be a lot, but every little bit helps.

Take up a creative hobby

If you have a creative hobby, then you could already have a money-making method that is going untapped. Whether you knit, write, paint, or express yourself in any other way, you could turn your creations into cash.

Arts and crafts are very popular at the moment and you’ll be able to sell your wares through online auction sites or specialist outlets like Etsy. Alternatively, if you’d rather take the old-fashioned approach, a local market or car-boot sale also provides the perfect opportunity to make a bit of extra money on the side.

Make some shrewd investments

When you hear the word “investment,” you might think of huge corporations or suited individuals running around Wall Street, but small scale investments can work well too. There are a host of online resources to get you up to speed and mobile apps are available to let you manage your investments from your smartphone.

Of course, no investment is without risk, so only use money that you can afford to lose. On the plus side, however, a successful investment counts as passive income, so there’s not much work you have to do, except for keeping an eye on those share prices.

Share the knowledge

If you have knowledge in a particular field, then sharing it could also make you some extra cash. Digital technologies have opened the teaching field so anyone can get involved. You could start off by creating a few YouTube tutorials on the subject of your choice to see if teaching suits you before moving on to more bespoke tutoring platforms.

Website like Udemy let you create your own online courses, which you sell to interested students. The great thing is that you get to choose the subject and teach the material in any way you like.

Or share your home.

The sharing economy is big business and you could get in on the action by sharing your home. Airbnb lets you rent out a room, or the entire property, to tenants on a short-term basis. On the one hand, this does mean inviting strangers into your home, but on the other you will get to meet lots of interesting new people.

Renting out your home in this way works particularly well if you are going on holiday. While you're away and your property remains empty, you can pay off part of the holiday by letting a fellow traveller stay in your home.

Answer a few questions

Information is worth money to businesses and brands, which means that you could earn some extra cash simply by answering a few questions. Research studies and online questionnaires won’t take up much of your time, but will result in you having a little bit of extra pocket money. And what could be easier than answering a few questions?
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Friday, 17 February 2017

Win An InfaCare Baby Hamper worth £25


My two are old enough to bath themselves now but I can still remember the joy (and occasional stress) of bath time when they were little.



It can be a great time to bond and play with your little ones and a night-time bath is a chance to help them settle and hopefully drift off into uninterrupted sleep. Note:  I said 'hopefully'!

I do remember becoming totally obsessed with Caitlin's and Ieuan's sleep routines - and that really is the key I found, develop a solid sleep routine as early as possible - and bath time can play an important part of that.

You can find details of the pregnancy bibles that got me through here and you can also win a copy of the latest pregnancy best seller by NHS midwife Clemmie Hooper - "How To Grow A Baby *and Push It Out" on my competitions page.

It's important to use products which are gentle on baby's skin which is 10 times more delicate than adult skin and InfaCare Night Time Baby Bath is formulated to be as natural and gentle as possible.

InfaCare say that, when asked, up to 70% of parents described it as “ideal” for their bedtime routine.





You don’t need to use much of the InfaCare Night Time Baby Bath to produce a bath full of long-lasting bubbles to play with and it has a gentle relaxing fragrance to help ease tots into bed and then off to sleep.

You can find InfaCare at all major supermarkets, as well as Lloyd’s Pharmacy and Boots. InfaCare Baby Bath £2.15 for 400ml / £3.19 for 750ml and InfaCare Night Time Baby Bath £3.49 for 750ml.

More information can be found at www.infacare.co.uk, on Twitter/@infaCareBaby or at Facebook.com/infacarebabybath.

Giveaway


Selection of Infacare Baby Bath products


I have an InfaCare Baby Bath Time Hamper to give away worth £25.

It includes:-

2 x InfaCare Baby Bath (750ml),
2 x InfaCare Night Time Bath (750ml),
1 x hooded baby towel
2 x flannels.

Entry is via the Rafflecopter widget and the usual terms and conditions apply which can be viewed on my competitions page.  UK entrants only and the giveaway ends at 11:59 pm on Friday 10th March.


a Rafflecopter giveaway

Good luck!
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Amazing Free & Bargain Books With This Linky! Week 8 2017

New Releases Free & Bargain Books Link-up Badge


How are you all this week?  Many of you will be coming to the end of Half Term but here in Wales the fun starts week.

We've lots of ideas for getting out and about, we just need to drag the kids away from Roblox and Minecraft.

How times have changed!

Our walls regularly ring to the sound of "for heavens sake put those tablets down and go read a book".

We'll get there - eventually.

It's World Book Day on March 2nd - a great day for reminding ourselves just how important reading is and if you are faced with the annual challenge of dressing your kids up as their favourite literary characters, you might this post a useful resource.

As usual, there are some great books on the linky for us grown-ups - and don't forget you can always add your own to spread a bit of the book love.

Don't forget that I still have plenty to be won on my competitions page and don't forget my problem page here.

Happy bargain and freebie book hunting on this link.

Have a great week!

Sharing the Love of Books
Enjoy our selection of New Releases / Free & Bargain Books this week

Authors please feel free to add your own books
Readers please free to add your own finds
(any genre except erotica welcome)

This weekly link up is hosted by Beck Valley Books & these awesome book loving blogs...
Monday
 Life as Leels | IrishdaisylovesRomance | Book Babble | All Romance Reader
Tuesday
It's My Side of Life | Celticlady's Reviews | First Time Mommy Adventures 
Wednesday
Beck Valley BooksCinnamon Hollow Reviews
Thursday
Miki's Hope | Nicki's Nook
Friday
Ebook Addicts | I Love Romance | Colorimetry | The Ultimate Fan Blog Mother Distracted
Saturday
Totally Addicted to Reading | 3 Partners in Shopping | Angie's Angle I Create Purty Thangs | Wishful Endings
Sunday
Lynchburg Mama | LibriAmoriMieiAli - The Dragon Slayer | Wondermom WannabeDeal Sharing Aunt | Rambling Reviews 


For Pre-orders post - PRE-ORDER / genre / title /author
For New Releases post - NEW / genre / title / author
For Free Books post - FREE / genre / title / author / end date 
For Bargain Books post - SALE / price / genre / title / author / end date
(Strictly no Erotica please.  Steamy romance is fine but watch those covers people, incase any underage child is viewing it!)

Click here for this weeks awesome selection!
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